Lots of people wonder why they need auto insurance. If you’re a good driver and perhaps don’t drive your car that much, wouldn’t it be cheaper and easier to not get insurance? This argument forgets some basic facts about insurance, which we’ll take a look at here.

First, insurance is required for every driver in the US. If you’re caught driving without it, you can face large fines. That alone is enough to check out some cheap auto insurance quotes. But there are lots of other reasons, too.

For example, did you know that insurance will pay for at least part of your lawyer fees if there is a lawsuit after an accident? These along can add up to thousands of dollars, so this is an important aspect of your coverage.

Finally, insurance will pay for accidental damage that you might not even have thought. If a tree falls on your car, you wouldn’t be able to get to work. A good insurance policy will pay to have your car repaired and for you to rent a car.