When a newborn is brought into this world, the parents are naturally excited; however, in those first few years of life parents do not think about university cost. Between food, clothes, and all the extra cost associated with a young child it is easy to forget that costs are continually rising for an education. Students and parents are wondering what their best options are for schooling, and if it is worth the cost. Unfortunately, the job market is not only slim to those with an education, but it is even documented that they will make less in their lifetime. Students are attempting to make it through school, while parents struggle to keep them there. Although parents and students will be happy when graduation comes, it will not last once the tuition bills start to pile up. If it were not for bad credit credit cards many students would not be able to pay their bills or eat.