We all know that the roth IRA plan is one that is more or less solid and if you are thinking of settling on a retirement plan then this is a good one to go with. Moving on to the gold roth IRA, however is when your assets are rolled over in a 401(k) plan. If you have an existing IRA then this can be transferred over into a trust fund or company. Consulting by phone is probably your best option here. When it comes to physical gold there are pros and cons because gold is something that you can hold on to, but of course rates always go up and down. Then again rates go up and down with everything. There are various gold bars and coins are extremely valeable. One for example is the South African Kruger Rand which everyone know about. When it comes to gold bars they should weigh at least 24 karats.